A2F Consulting is a US- and Europe-based boutique-consulting firm and provides a broad range of advisory services on financial and private sector development, including policy advice, assessments and impact evaluations of institutions and programs in emerging markets and developing countries. The company was established in 2007. Our teams consist of highly experienced experts in financial and public sector issues with cross-regional institution-building and technical assistance backgrounds in all facets of financial services, including Microfinance, SME Banking, Rural Finance, Gender and Financial Inclusion, Technology, Process Optimization and Change Management. We also bring management, training and consulting experience with top-tier banks and institutions in the European Union and the United States.