KTP Advisors helps clients provide benefits at the most cost-effective level for both active and retired employees. Whether you are in the private sector or the public sector, KTP can help lower costs, reduce liabilities, and decrease the burden on internal human resources staff – all while maintaining the target level of member benefits. At KTP we believe advisors should be: • Exclusively focused on the client’s goals and objectives • Fiercely independent and free from conflicts of interest • Completely transparent regarding methods and amounts of compensation KTP distinguishes itself through experience and expertise in the areas of retiree health benefits and pharmacy benefit management. The services we provide are formed from an acute understanding of the legislative, competitive, financial and administrative issues that impact client sponsor plan offerings. Clients value this proactive approach and the consistent delivery of solutions that enable them to achieve strategic objectives while saving time and money.