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Tieto
A leading Nordic software and technology company turning potential into lasting impact through AI, data, cloud, and specialized software for banking, healthcare, and industry.
Company Information
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Conpas Rating

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Overview

Tieto is a leading Nordic software and technology company — ~14,000 experts, €1.8B revenue, 20+ countries — turning potential into lasting impact across banking, health, industry, and beyond.

Groups

Number of Employees

10,001+

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Services Provided

ConsultingDigital Solutions

Capabilities
Industries
Serviced Businesses
Footprint
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Regions

Asia, Europe, Latam, North America

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Countries

Argentina, Austria, Brazil, Bulgaria, China, Czech Republic, Denmark, Estonia, Finland, France, Germany, India, Latvia, Lithuania, Malaysia, Norway, Paraguay, Poland, Serbia, Singapore, Slovakia, Spain, Sweden, Ukraine, United Kingdom, United States Of America

Additional Information
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Year of foundation

1968

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Structure

Public Company

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Industry

High Tech

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Offerings

Problems we solve

The challenges our customers bring to us

Our customers come to us when the problems are hard, the stakes are high, and the margin for error is low. Banks facing the complexity of legacy modernization, regulatory pressure, and the need to compete on speed and personalization turn to Tieto Banktech for proven, modular transformation at European scale. Health and social care organizations overwhelmed by administrative burden, fragmented data, and the demand to improve both safety and outcomes turn to Tieto Caretech's Lifecare portfolio to free their professionals to focus on people. Industrial companies in energy, manufacturing, paper and fibre, telecom, and the public sector — operating in data-critical, high-complexity environments — turn to Tieto Indtech for the specialized software that keeps critical infrastructure resilient and operations efficient. And organizations across all industries grappling with how to move from AI experimentation to real business value, how to build scalable and secure cloud environments, how to close the gap between technology potential and human usability, and how to deliver reliable software at pace, turn to Tieto Tech Consulting for partners who solve the toughest technology challenges and deliver measurable results.

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Consulting Solutions By Industry

Energy

We help you succeed in the transition to a zero-carbon future by providing the digital tools and services you need to run your energy business efficiently, sustainably, and with confidence. We help energy companies digitalize the value chain, improve customer experience, and enhance business performance with next-generation solutions. Using AI, data, and analytics, we transform critical energy systems into systems of insight—enabling smarter operations, higher productivity, and empowered customers. Our cloud-based, modular portfolio, partly co-developed with Microsoft, enables scalable digital services while supporting the transition to a zero-carbon energy system.

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Financial Services

Banking software and digital financial services capabilities that help financial institutions modernise operations and improve customer experiences. We help financial institutions modernise operations, support long-term growth and improve customer experiences through payments, banking software, AI, cloud and data-driven capabilities. From payments and lending to financial crime prevention, invoicing and digital customer services, our solutions are built for scalability, resilience and continuous change.

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Health

We work closely with healthcare providers to streamline workflows, enhance usability and unlock lasting impact across platforms, combining intuitive software solutions with deep domain expertise. Everything we do is driven by one goal: better support for patients. Through intuitive, advanced technology, we help reduce administrative workload, strengthen decision‑making, and improve safety and quality in care. We support healthcare organizations end to end, from everyday clinical workflows to long‑term improvements in quality and patient outcomes.

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Public sector

Tieto delivers advanced software solutions purpose-built for the Nordic public sector, enabling municipalities, government agencies and healthcare providers to manage critical workflows with confidence. Designed for local regulations and languages, Tieto's platforms drive efficiency, transparency, and citizen-centric service delivery across the Nordics. Public services rely on robust, reliable systems—every day, for every citizen. From case management and archives to urban planning, our software supports the services people rely on every day, built for Nordic regulations, languages and ways of working, helping organisations work more efficiently, improve transparency and free up time for what matters most — serving people.

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Telecom

We help telecoms simplify complexity, modernize infrastructure, and create more intelligent operational models. Telecoms need more than isolated tools or automation pilots — we help CSPs connect networks, data, OSS/BSS, AI, and orchestration into integrated operational ecosystems that improve service quality, reduce operational pressure, and create a stronger foundation for stable, intent-driven operations. We deliver expert IT services for 5G rollout, automated networks, and agile operations powered by the latest industry innovations. With our comprehensive telecom solutions you can drive innovation, improve operational efficiency, and stay ahead in a constantly evolving industry.

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Automotive

Software engineering services for connected mobility, software-defined vehicles, and next-generation in-car experiences, accelerating innovation across the automotive value chain.

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Manufacturing

Intelligent technology for smart factories, connected products, and data-driven operations, transforming manufacturing through digitalization and real-time operational insight.

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Consulting Solutions By Capability

AI and data

Build trusted data foundations and AI solutions from strategy and engineering to production-ready implementations that accelerate operations, improve decision-making, and scale with the organization. Delivered capabilities span real-time data analytics platforms (GenAI data analytics bot for pharmaceutical intelligence), order processing automation (efficiency gains at manufacturing), centralized data platforms for customer experience enhancement (airport operations), and custom GenAI platforms that boost productivity across industrial operations. The service encompasses data strategy formulation, AI solution architecture, machine learning model development, and implementation support to enable organizations to extract actionable insights and automate complex workflows at scale.

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Cloud

Deliver secure, scalable, and cost-efficient cloud environments spanning cloud advisory, cloud-native application development, managed services, and cloud security to strengthen resilience and enable continuous innovation. The service includes cloud strategy and advisory, cloud-native application development with quality assurance, ongoing managed services for runtime operations, and comprehensive cloud security engineering. Capabilities enable organizations to migrate to cloud, architect resilient multi-cloud or hybrid environments, optimize cloud costs and governance, and maintain continuous security posture across cloud infrastructure.

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Design and consulting

Combine behavioral science, research, and design strategy to create digital products and services grounded in real human needs spanning research, AI experience design, product design, behavior design, and data-based customer experience. Delivered outcomes include portfolio clarity and strategic direction (health management company due diligence), immersive digital experiences (Intel Drone Light Shows 3D experience design), and customer portals that enable growth through superior CX (PHM Digital portal enabling user adoption and business growth). The service integrates customer research and insights, behavioral design principles, AI-driven experience personalization, and CX strategy to ensure digital solutions deliver measurable business value and user engagement.

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Software development

Build and modernize enterprise software using AI-first engineering, application modernization, and quality practices designed for real-world complexity and scalable digital transformation. The offering combines modern development methodologies with quality assurance practices that support enterprise-scale delivery partnerships and complex system implementations. Services include greenfield software development, legacy application modernization, architectural governance, and delivery excellence practices that enable organizations to accelerate time-to-market and improve system reliability.

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Software products

Portfolio of segment-specific, AI-powered software products delivered by Tieto Indtech across banking, healthcare, public sector, and industrial markets — spanning Banking-as-a-Platform solutions, TIPS for the pulp and paper industry, Accounts Payable/Purchase-to-Pay AI tools, school management systems, and B2B connectivity

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Digital Solutions By Capability

Banking as a Platform (BaaP)

Flexible, business-ready modular banking platform that supports secure banking operations and scales financial institutions across Europe and beyond. Provides financial institutions with a composable, cloud-native architecture enabling rapid deployment of banking services, integration with third-party providers, and scaling across markets. Designed for banks and financial institutions seeking to modernize core banking capabilities, reduce time-to-market for new services, and build ecosystem banking platforms while maintaining security and regulatory compliance.

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Cards

Multi-tenant solutions enabling modern card issuing, acquiring, and processing for banks. Supports end-to-end card lifecycle management from issuance through transaction processing, with multi-tenant architecture enabling financial institutions to scale card services across geographies and customer segments. Built for banks and payment service providers requiring flexible, scalable card management capabilities with modern user experience and integrated fraud prevention.

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eye-share

Enterprise software suite that automates over 90% of accounts payable and purchase-to-pay processes, including AI-assisted approvals, 3-way matching, and intelligent document capture. The platform reduces manual processing, accelerates invoice handling, and improves compliance through intelligent workflow automation and document recognition. Designed for finance and procurement organizations seeking to optimize operational efficiency, reduce processing costs, and enhance control over payables and procure-to-pay operations at scale.

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Financial crime prevention

Platform for fighting fraud and financial crime through shared intelligence, AI, and expert insight. Delivers AI-powered detection capabilities combined with collaborative intelligence networks and expert analysis to identify and prevent fraudulent activities and financial crime. Designed for financial institutions and payment processors requiring sophisticated fraud detection, real-time risk assessment, and access to shared financial crime intelligence to protect operations and customers.

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Lifecare

Family of smart, flexible software solutions for healthcare professionals across Europe, enabling care delivery, reducing administrative work, and providing AI-driven analytics for better decision-making and safety. The platform streamlines clinical workflows, improves care coordination, and delivers actionable intelligence to healthcare organizations. Designed specifically for healthcare delivery organizations seeking to modernize operations, enhance clinician efficiency, reduce administrative burden, and leverage data analytics for clinical and operational excellence.

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Loans and finance

Lending software for banks covering loan origination, loan servicing, finance, leasing, and asset finance for consumer and corporate lending. Provides end-to-end loan lifecycle management capabilities from origination through servicing, supporting multiple lending products and customer segments. Purpose-built for banks and non-bank lenders requiring comprehensive loan management, including origination workflows, credit assessment, servicing operations, and portfolio management across consumer and commercial lending.

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Multichannel & Business Information Exchange (BIX)

Platform for secure, compliant e-invoicing and document exchange across the Nordics and Europe, supporting digital and print channels for B2B and B2C. Enables organizations to streamline document management, ensure regulatory compliance, and unify communications across multiple touchpoints and geographies. Supports modern document workflows while maintaining interoperability with legacy print channels, designed for enterprises requiring multi-channel document distribution and compliance across multiple regulatory jurisdictions.

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Payments

Scalable payment solutions for banks supporting retail payments, liquidity management, and e-commerce capabilities. Enables financial institutions to offer modern payment services across channels including retail transfers, cross-border payments, and e-commerce integration. Designed for banks and payment processors seeking scalable, secure payment infrastructure supporting multiple payment types, currencies, and channels while maintaining liquidity management and regulatory compliance.

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Public 360°

Public sector operational platform that connects case management, documents, records, workflows, governance, and automation in one secure environment for public-sector organizations. Unifies disparate operational functions into a single integrated system, enabling seamless case handling, document management, and process automation across agencies. Purpose-built for public-sector agencies requiring integrated case and document management with strong governance controls, audit trails, and automation capabilities to improve service delivery and operational efficiency.

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Savings and wealth management

Scalable platform for financial institutions to deliver personalized savings, investment, and wealth management services. Provides wealth and savings management capabilities with personalization features enabling banks to offer tailored investment and savings products to mass market and affluent customer segments. Designed for retail and universal banks seeking to modernize wealth and savings offerings, increase customer engagement through personalization, and scale advisory services to broader customer bases.

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Digital Solutions By Industry

Automotive

Build digital solutions that meet the evolving needs emerging from the shift towards software-defined mobility. We're here to engineer the automotive and mobility future, focusing on automotive embedded software, from low-level software modules tailored for ECUs and high-performance platforms through modern infotainment system development and component integration. Deep expertise in embedded software, AAOS, QNX, Linux, AUTOSAR systems, and cloud-based platforms enables us to partner with our customers to create high-quality automotive solutions tailored to meet your specific needs — spanning digital cockpit, connected vehicles, connected mobility services, and business servitization.

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Manufacturing

Stay ahead of industry trends with our data-driven solutions for smart factories, digital twins, and connected products. We create advanced platforms for smart factories and address challenges in the manufacturing sector with tailored business and governance models, integrating data streams to improve quality, cost, and delivery for products and equipment. We offer advanced analytics, AI, data, and integration services for smart manufacturing — including architecture consulting, technical assessment, UX/UI design, implementation, and operational services. Our team develops scalable, resilient smart manufacturing apps with a focus on quick time-to-market and regulatory compliance.

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Paper and fibre

TIPS Industry Solutions and Services is a modern, AI-powered Manufacturing Execution System (MES) designed for the pulp, paper, board, nonwoven, tissue, and packaging industries. It enables digital business transformation by harmonizing processes, improving operational efficiency, and optimizing the entire value chain. This secure, industry-specific order-to-cash MES solution adapts to your operations and enables centralized production planning across mills. You gain strong operational safety and security, along with AI-powered tools for operations and user training—backed by Microsoft and a clear long-term roadmap.

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