As the agribusiness industry continues to grow and thrive, so does the way you work.

It used to be about waking up early, treating your workers right and supplying for a community. Now, it’s all that plus a thriving supply chain full of opportunities.

In a changing industry, insulating yourself from inevitable accidents is a good start, but it’s only the beginning. A good partner can help you navigate what’s coming, and help you flourish. Drivers, operators, researchers, processors, chemicals, machinery, marketing and retail — whether you operate in one area of the agribusiness industry or across it all, you’re keeping an eye to the future and rooting out possible shortfalls. We work side-by-side with companies throughout the agribusiness ecosystem, and have the expertise to assist with risk management on every aspect of your operation, including expert support for both farm and equine businesses.

It's time to work with a partner that understands the unique challenges and solutions that come with agribusiness, whether that’s harvesting crops and managing farms or transporting horses and maintaining a stable. Reach out to us with any risk management questions regarding:

• Chemicals and pesticides
• Dairies and livestock
• Equine
• Equipment
• Farmers markets and associations
• Fruit and vegetables
• Grain elevators
• Orchards and bulb farms
• Range and timber
• Row crops
• Seed processors and growers
• Spray applicators
• Vertical and organic farming

NFP can help with more than keeping your property safe. We also help clients address liabilities, including environmental liabilities, and implement best practices for ongoing risk reduction for construction and growth projects as well as day to day operations. Beyond insurance, our benefits experts can support your business in providing meaningful benefits and retirement options to your employees.

Whether you’re selecting retirement plans and keeping up with regulatory changes or managing workers’ comp risks and insuring complex machinery, we can work with you to secure the future on your terms.

Aerospace and aviation companies face many unique concerns and challenges. In a growing, changing industry, insulating yourself from occasional mishaps is a good start. Working with an expert partner to develop a comprehensive plan for your company’s future is even better, and NFP offers access to dedicated aviation industry specialists through our Aviation Practice.

Managing and protecting property, employees and business operations – not to mention the complexities of the industry – can quickly become too turbulent to handle. We have experience assisting aerospace and aviation companies with every aspect of their risk management and benefits picture, and are ready to you flourish.

Working alongside our aviation specialists, you’ll be better equipped to identify potential exposures, and ensure you have the best advice in the business. Meanwhile, we’re equipping you with the benefits management tools and HR and retirement professionals to help keep your workforce happy and your offerings compliant.

Our experienced team can save you money, help you attract and retain employees at every level, and put the coverage and programs in place to protect your business and your clients across most segments of the aviation and aerospace industry, including:

• Air charter services
• Aircraft fleets
• Airport operations and related services
• Aviation maintenance, service and refueling facilities, including sub-component over-haulers and repairers
• Aviation products and manufacturing operations
• Business/corporate jets and private aircraft
• Fixed-base operators
• Hangers and other aviation properties
• Helicopters, drones and other aircraft types
• Pilots

We work with you to better understand your business, your goals and your shortfalls, then leverage the entirety of our comprehensive and innovative intellectual capital, expertise, tools and established relationships across the globe. We push your business forward, with specialized coverages unique to your high-flying organization, from the machinery and equipment that keeps you in the air to the international benefits work that comes with a global operation.

No matter where your business is headed, we’re here to partner with you and help fly into your future. For more information on our aviation, trucking, and auto industry capabilities, explore the Transportation Group.

Whatever message you’re helping to get out into the world, knowing your team is well taken care of and your risk management strategy is sound will let you focus on the business of communication.

For all your people, whether they’re a gaffer working on-site, a high-profile employee or an executive, our trusted advisors in the benefits space can help you build a holistic benefits plan, and tackle strategic elements such as executive benefits or wellness.

With storied expertise in the entertainment industry, we’ll help make your live events moments to remember, the performers and promoters you work with safe and secure and every aspect of your promotions, productions and partnerships running smoothly.

We work with vendors throughout the industry, which helps us find what will work best for keeping you and your client productions safe and sound. Consider our experts to be your dedicated resource, bringing you a personalized, human approach to property and casualty coverage, corporate benefits, retirement and individual solutions with experience suited precisely to the communications and media industry. We're ready to talk today about setting up comprehensive protection for your studios, facilities or services.

Let us help manage your administrative distractions and craft the perfect solutions to allow you to focus on what matters and keep your message resonating.

The construction industry is complex and change doesn’t come easy. With labor shortages, global uncertainty, worker safety, cyber threat and claims management top of mind no matter how big your operation is, it takes a lot to move the needle of progress for your worksite. However, consulting industry veterans from our specialty Construction Group can help. Contractors, service providers and suppliers, and owners and developers have all relied on us to ask the right questions and find actionable answers.

The right partner goes a long way in helping you set a firm foundation and build your business stronger than ever. NFP is your go-to risk management team. We’re particularly savvy in the construction industry. This enables us to see problems – and solutions – you may not be aware of.

We support companies in the construction space, absorbing your business strategy and examining all areas of exposure through that lens, understanding your risks, prioritizing them, and helping you handle them on your own terms.

We help you calculate the cost of what’s at stake to give you a clear picture of what to address and when. Then we leverage our market insights and rally our experts to design solutions that will transfer your risk to the insurance market and help achieve your goals.

From claims management to contract review, HR support, risk management consultation, workforce engagement and workers’ compensation, we can help you decrease your total cost of risk and grow your business.

In addition to those standard coverages and services needed by most businesses, our storied, unique experience in construction-based property and casualty space equips us with coverages specific to every aspect of the industry. That includes professional liability for architects and engineers (A&E), and contract and commercial surety support.

Whether you are the project owner, contractor, subcontractor or engineer, our seasoned experts will meet with you to develop a detailed risk management approach.

Let us help protect the business you've built, together. For more information on our capabilities and the Construction Group, visit our Construction specialty page.

Education touches every part of our communities — from schools for our children to classes helping our parents meet the future. While that undoubtedly offers rewards we all reap, keeping our education institutions thriving requires a strong workforce and smart risk management.

A good partner can help you come up with a long-term plan to grow your own future, navigate what’s coming, make plans, and help you flourish.

Risk comes in different forms — some more obvious than others. We can help tackle them all, whether building and equipment coverage or more extensive coverage for management and employment practices liability, active shooter coverage, and beyond.

Because one of the greatest risks to an institution of learning is losing the instructors and key people at the heart of it, excellent benefits are vital. If today we're looking at your liabilities and property and casualty coverages, our tomorrow is focusing on keeping your teachers in top shape with wellness programs, revitalized workers’ compensation and disability coverage. We’ll keep working with you to ensure comprehensive, future-forward support for your professionals at every level.

Talk with us today and see how we can support your school or program. Let's set up the right plan to keep you operating at the top of your class for years to come.

Whether you are under contract for a brownfield, managing hazardous materials, or working in environmental remediation, NFP can guide you through the environmental insurance process and structure appropriate coverage. Our Environmental Liability Practice offers access to knowledgeable specialists with the experience necessary to support your needs.

We support companies in the environmental space, absorbing your business strategy and examining all areas of exposure through that lens, understanding your risks like pollution liability and cleanup costs, property transfer, asbestos, lead, and mold remediation, and contractors’ pollution, prioritizing them, and helping you handle them on your own terms. In addition to industry-standard coverages and services, we focus on other avenues such as property and liability, directors’ and officers’ liability, errors and omissions, cyber liability and legal expense.

Our experts leverage years of experience ranging in all kinds of specialized coverage for unique organizations and situations and are nimble in adapting to new scenarios. In the past that’s included:

• Manufacturers of valves that are used by off-shore oil drilling platforms and oil pipelines
• Onsite and offsite liability for pollution conditions emanating from a landfill utilized exclusively by a dredging contractor to dispose of potentially contaminated dredge spoils
• Storage tank liability and cleanup policies to comply with financial responsibility requirements for underground storage tanks for one tank or a portfolio of locations with multiple tanks
• Commercial real estate transactions involving mortgage financing that may require the buyer to maintain pollution liability for the life of the loan

Beyond property and casualty coverage, we work with you to build workforce empowering solutions and benefits, supporting you through benefits consultation, HR administration strategic support, actuarial services, well-being program planning, and more to guarantee that your people remain the biggest asset to your business.

See how our experts can help you run a more efficient business with better workforce support.

Environmental liabilities are often overlooked, frequently underestimated, and sometimes catastrophic — but with careful planning and the right partner, you can significantly mitigate your risks. We’re here to help you work it all out.

The pace of business continues to accelerate, and banks, insurance companies and investment managers face increasingly unique challenges. Even if you have top-dollar coverage that checks all the boxes threats of catastrophic cyberattack, volatile financial markets, increased scrutiny and regulation and lurking talent poachers are ever-present risks demanding your attention.

NFP knows there’s more to banking than just protecting customer funds, and that covering your institution starts with keeping valuable information safe from security breaches and cyberattacks, managing regulatory risk, keeping up with compliance, and making sure your directors and officers are covered if and when claims occur. Due to the complexity of this sector, specialists such as our Financial Institutions Group offer a valuable resource and strategic resource for managing risk.

Through strategic solutions, driven by robust analytics, our team can help you achieve significant advantages for your organization. Whether it’s regulation, technology, evolving consumers or market competition, we can help you protect against risk and support your people. We have the resources and experience to assist with benefits administration and planning, and our BOLI expertise allows us to help banks offer enticing executive benefits specifically tailored to financial institutions.

As financial institutions face new challenges — attracting and training a new generation of leaders, navigating cyber risks, and increased public scrutiny, a strong partner can make all the difference. We support financial institutions just like yours, absorbing your business strategy and examining all areas of exposure through that lens. We’re your partner and we want you to succeed, and we work to understand your risks, prioritize them, and help you handle them on your own terms.

Our advisors are dedicated to helping you thrive and can help you increase the efficiency and effectiveness of your property and casualty insurance coverage, as well as ensuring your workforce is taken care of and well rewarded. To find out what we can do for you, and discover the full capabilities of our Financial Institutions Group, visit our Financial Institutions specialty page.

Maintaining a healthy medical practice can be a challenge.

Between healthcare reform, constantly changing regulations and operational issues, risk is coming at you from all directions. You need a proactive partner who takes the time to get to know you and how to best help your practice.

We take a comprehensive approach and, through our Healthcare and Life Sciences Group, give clients access to insurance professionals who specialize in your industry. As innovations and technology fundamentally change the landscape of healthcare, we can help you with future-forward strategy. Our experts understand the complexities of the medical field, and dedicate themselves to finding answers to the types of difficult coverage questions faced by biotech, pharmaceutical and cannabis companies. Establishing the right coverage enhances your ability to manage reputational risk and keep the focus on what you do well.

Working with an all-encompassing range of medical professionals and facilities, from acupuncturists and autotransfusionists to hospitals and primary care, we have the experience to help keep your employees covered and risk under wraps. In addition to our knowledge of risk management for hospitals, healthcare facilities, physicians and other medical professionals, we have expertise in supporting biotechs, pharmaceutical companies, and device and technology distributors.

Your patients and clients expect the best care you can provide, and you and your employees deserve the same level of service from us. Beyond the basics of coverage and claims, our benefits professionals can help your HR department become more efficient and effective. We can help you create competitive rewards packages to help you recruit the quality professionals you need to serve the patients who depend on you for their health.

Our experts get to know your operation inside and out, helping you set up solutions for medical professionals. NFP’s world-class insurers will have you and your business covered.

On the back end, we can assist with auditing, loss forecasting, communications strategy and more.

We look at the big picture of your business and dig down into the details to understand where you've been and where you want to go. For more information on our capabilities and the Healthcare and Life Sciences Group, visit our Healthcare and Life Sciences specialty page.

We understand as well as you do that relationships are the key to success, and we’re ready to help you tackle the unique challenges that come along with running hospitality venues and recreation businesses of all kinds. Chances are, if your business welcomes guests to get away or experience something new, we can help you keep things running smoothly.

Making sure your customers are having a great time makes it hard to focus on anything else — but that doesn’t slow the pace of business and its accelerating challenges, like cyber exposure and attack, complicated and inconsistent state laws, changes in minimum wage, shooting and terrorism risk and the standard looming liabilities throughout the industry.

With so many moving parts, consulting with specialists is a good place to begin. The Hospitality and Leisure Group can help you root out overlooked opportunities for risk and place top-tier coverage while helping you increase efficiency through audits and strategic support. Ultimately, we’re equipped to help your business long-term with future-forward strategic support.

We support businesses just like yours, absorbing your goals and priorities and examining all areas of exposure through that lens. We work to understand your risks, prioritize them, and help you handle them on your own terms, helping you calculate the cost of what’s at stake to give you a clear picture of what to address and when. We have experience supporting:

• Bars, restaurants and taverns
• Hotels and resorts
• Lodges and Bed and Breakfasts
• Campground and RV parks
• Dude and guest ranches
• Hunting and fishing lodges
• Guides and instructors
• Gun ranges
• Parkour gyms and skate parks
• Trap, skeet and sport clay
• Tours and operators

Beyond property and casualty coverage, we’re able to help you attract, retain, manage and reward the backbone of your operation: your people. While we understand the importance of letting folks connect, relax, and take a load off, we also know that keeping a business like yours covered and your workforce energetic enough to deal with demand isn’t all fun and games.

Work with NFP for a unique partnership. Benefit from expert knowledge of every aspect of your organization, a full understanding of the entire risk management landscape, and beneficial relationships across the industry — all in one place.

Let us help you keep everyone comfortable and coming back.

Ready to learn more? Learn more about our capabilities and the Hospitality and Leisure Group by visiting our Hospitality and Leisure specialty page.

Your nonprofit is unique, and your coverage should be, too. NFP works hard to support you in this thriving sector. We'll work closely with you to help protect your organization, so you can serve others. Go ahead: pursue your mission with peace of mind. Let us help take care of your risk and your people.

The emergence of new pressures, such as new technologies, changing demographics, tax and budgetary uncertainty, and a tight labor market are challenging the nonprofit sector to adapt and build new opportunities.

We go above and beyond by delivering comprehensive, competitive and customizable insurance and risk management solutions aimed at protecting you and your organization from losses. We also work to reduce your insurance by offering a network of resources including claims management, contract review, loss control and risk management consultation.

Our experts are also well equipped to address some of the unique needs of nonprofit benefits and HR management, such as properly rewarding your star players without drawing negative public scrutiny. At every stage of the employee journey, we can help you support your people and maximize efficiency.

Let’s share your mission, vision and drive to support your charitable calling together.