XPS Group is a FTSE 250 company and the only publicly quoted consultancy listed on the London Stock Exchange that provides consulting and administration services to UK pension schemes and insurance companies in the life and bulk annuities sector. We combine breadth of experience, agility and the benefits of scale to deliver a multi award-winning, full-service offering to trustees and sponsors of defined benefit and defined contribution schemes. We serve more than 1,300 pension scheme clients, administer the benefits of over one million members, and support schemes of all sizes — including 83 with assets over £1bn — from 15 locations across the UK. We invest in advanced technological solutions for the benefit of all our clients, and we are consistently profitable with the financial strength to keep anticipating what they need next. Our mission is to be leaders in consulting and administration, with brilliant people and leading technology enabling pension schemes, insurers and other financial institutions to deliver better outcomes for their members and policyholders.

We are a team of experts, innovators and forward-thinkers who put members first — always. Our culture is values-driven, employee-centric, inclusive, friendly and meritocratic, and it is this culture that empowers everything we do. We are ambitious in our goals, agile in our approach, helpful in our relationships and expert in our fields. We act with integrity, speak up when something falls short of our standards and grow responsibly and sustainably as a result. Our people are at the heart of what we do and are critical to our future success — they are the reason 97% of clients say they are collaborative in their approach and enjoy working with us, and why nearly nine in ten clients would recommend XPS to others. We do not just stick to the way things have always been done in our industry. We take a fresh look, challenge the status quo and find new ways of achieving the best outcomes for our clients while benefiting people and society.

We are a leading UK consulting and administration business specialising in the pensions and insurance sectors. Everything we do is focused on a clear purpose: ensuring better long-term outcomes for pension schemes, protecting their members and benefiting society. We provide pensions advisory services covering all aspects of scheme management, covenant advisory to help trustees and sponsors manage covenant risk and make the best decisions for members, and independent investment consulting tailored to each client's needs. We run day-to-day scheme administration for over one million members — including member communication, data management and scam protection — and provide trustee and governance services to help clients operate well-governed schemes. We support insurance companies in the life and bulk annuities sector through our growing insurance consulting practice, and offer DB master trust and self-invested pension (SIPP/SSAS) solutions. Underpinning everything is our proprietary technology and tracker suite — including the XPS DB:UK Tracker, XPS Bulk Annuity Market Tracker, XPS Syntax and XPS Orbital — which provides trustees and sponsors with the critical, real-time information they need to make the best decisions. We also provide ongoing thought leadership, professional development and knowledge through XPSArena, our free digital learning hub used by over 1,000 pensions professionals.

We exist to shape and support pension schemes and other institutions that provide long-term financial security to people, for the benefit of society. This is a clear societal purpose — one that runs through every piece of advice we give, every scheme we administer and every solution we develop. We believe that well-governed, safe and well-understood pension schemes are a cornerstone of a fair and secure society, and we see it as our responsibility not only to support them from the inside, but to contribute actively to the regulatory debate that shapes the wider industry. Sustainability is integral to delivering on this purpose. We never lose sight of why we exist, and neither do our people.

Our five values are not slogans on a wall — they guide every decision we make and every relationship we build. We are ambitious: we aim high, lead our industry in thought and action, and give every person the support they need to become their very best. We are agile: forward-thinking, innovative and quick-moving, we make change happen when we see a better and more sustainable way forward. We are helpful: we build and sustain great relationships with clients and each other, we listen, we support and we make people's lives genuinely better. We are expert: we each bring something special to our collective knowledge, cultivate our individual expertise, share it freely and build on it through constant learning. And we do the right thing: we are inclusive, honest and fair, we act with integrity, speak up when something does not meet our standards, and grow responsibly and sustainably for everyone's benefit.

Choosing XPS means choosing a firm that combines the deep specialist expertise of a boutique with the scale, investment capability and breadth of a major consultancy. We are the only publicly quoted pensions and insurance consultancy on the London Stock Exchange, which means we have both the financial strength to invest continuously in our people and technology, and the accountability of a transparent, well-governed business. Our client insight survey tells the story clearly: 97% of clients agree we are collaborative and enjoy working with us, 93% express overall satisfaction with their relationship, and nearly nine in ten would recommend us. Seven in ten compare us favourably against our competitors across all service lines. We bring specialist insight and expertise, exceptional quality of service and tailored solutions, a diverse client base and a strong, award-winning brand — and our proprietary technology platforms mean we can provide the critical, up-to-date information that drives better decision-making. We are agile enough to respond quickly as the world shifts, and experienced enough to anticipate what comes next.

Sustainability is not a separate workstream at XPS — it is integral to delivering on our purpose. Being a responsible business has always been important to us, and doing the right thing is embedded within our corporate purpose, mission, vision and values. Our sustainability framework is grounded in five priority areas: empowering our people to thrive, supporting our clients and members, strengthening our communities, protecting our environment and being a responsible business. These priorities align with the UN Sustainable Development Goals and are reflected in our membership of the FTSE4Good Index and Business in the Community — the Prince's Responsible Business Network. On the environment, we have submitted near-term carbon reduction targets to the Science Based Targets Initiative and published a formal carbon transition plan on our journey to zero emissions by 2050. We have achieved a 28% reduction in carbon revenue intensity and are working toward sourcing 100% renewable energy, 100% low-carbon heat sources by 2035 and 100% low-energy lighting by 2027. Since 2021 we have invested in international projects supporting clean energy in Chile, India and Turkey, rainforest conservation in Panama, a biofuel project in Ghana and a clean cooking scheme in Rwanda. We are carbon neutral across our entire value chain and our offices are designed around circular economy principles. Sustainability at XPS is a journey — one that will continue to evolve as we raise the bar.

We are committed to contributing positively to the communities in which we operate, driven by our vision of shaping a better future. Every colleague receives a paid day each year to dedicate to volunteering — activities that have included refurbishing community hubs in Leeds, distributing food packages to the homeless in London and beach clean-ups in Belfast. Our matched fundraising policy means that when our people raise money for charity, we match it — and last year colleagues raised funds for 65 different charities, with total donations exceeding £84,000 to community organisations. Our Community Giving Policy goes further still, empowering each XPS location to allocate funds directly to UK-registered charities chosen by local colleagues, fostering genuine ownership and pride. We partner with organisations including TaxAid, Future Frontiers — an education charity connecting young people from disadvantaged backgrounds with professionals — and the GB Police Women's Football Team. We also sponsor the Association of Member Nominated Trustees (AMNT), amplifying the voice of pension scheme members across the UK. Community spirit is not a tick-box exercise at XPS. It is part of who we are.

At XPS, we do not just value the work you do — we value you. Your background, your experiences, your way of working, your ambitions. Inclusion is not a separate initiative here; it is part of how we work, how we lead and how we build careers. Our commitment to diversity, equity and inclusion is grounded in our Employee Value Proposition: For all of you — the promise of a workplace where everyone can belong, thrive and grow. We have eight colleague-led employee networks covering disability, LGBTQ+, menopause, multicultural communities, women, mental health, the environment and parents — each providing a safe space for honest conversations and a programme of events, campaigns and workshops throughout the year. We are a Disability Confident Leader, a Menopause Friendly Employer, a member of Business Disability Forum, Business in the Community, Inclusion in Finance and the Valuable 500, and hold LGBT Great Corporate Membership. We offer flexible and hybrid working where roles allow, support colleagues who need workplace adjustments and focus on outcomes rather than presenteeism. Progression at XPS is fair and visible, with access to learning, mentoring and open career conversations available to all. In 2026 we were recognised as one of The Times Top 50 Employers for Gender Equality and won the FT Adviser Race Equality Champion Award (Large Company) — external recognition that reflects the internal commitment our people live every day.