Recover more debt with less effort using industry-leading collections and recovery solutions built on proprietary linking technology, differentiated contact data and alternative data insights for powerful performance. Solutions help debt collectors optimize debt recovery strategies, prioritize accounts most likely to pay, improve right-party contact rates and enhance litigation assessment across every stage of the collections workflow. Markets served include financial services lenders, third-party collection agencies, alternative lending, debt buyers, business process outsourcers and law firms. Insight and tools lead debt collectors to the right parties, efficiently and compliantly — streamlining skip tracing efforts, ensuring FCRA-compatible data solutions and boosting profitability through refined outreach and recovery workflows.

Leverage trusted risk intelligence, advanced analytics and cutting-edge technology to make informed decisions and accelerate growth. Balancing customer experience, risk mitigation and enterprise growth is critical in today's dynamic market — changing regulations, emerging fraud threats and evolving compliance expectations add complexity to core operations. From fraud prevention and identity management to financial crime compliance (KYC, AML), credit risk assessment and payment verification, solutions provide the intelligence needed to manage risk with confidence. Delivered across multiple platforms including Batch, XML and online, these integrated risk management solutions are designed to enhance decision-making, improve security and drive sustainable success.

Sustainable business growth is a delicate balance between revenue opportunity and risk mitigation. End-to-end financial services technologies and tools keep valuable commerce in efficient motion by effectively mitigating risk to protect critical revenue streams — combining the advantages of innovative analytics and big data technology with expansive physical and digital identity intelligence. Solutions enable businesses to raise the effectiveness and accuracy of credit risk assessment, decision analytics, identity verification and authentication, investigations, financial crime compliance, watchlist screening and payments efficiency. Trusted by 7 of the world's top 10 banks and all of the top 50 US banks, these tools support well-informed decisions across the customer lifecycle and over every channel.

Access critical information and draw clear insights with data, identity intelligence and linking technology to empower government agencies in their missions. Solutions span fraud detection and prevention, identity assessment and assurance, criminal investigations and analysis, data quality management, business risk assessment and payment processing — tailored for agencies across federal, state and local government. Markets served include Departments of Motor Vehicles, Medicaid program management, public health agencies, retirement systems, social services programs, unemployment insurance programs and vital records offices. Proprietary linking technology and unique data sources help agencies break down silos, prevent fraud, ensure compliance and achieve data-driven decisions at scale.

When the right data meets the right technologies, healthcare organizations can transform complexity into opportunity and deliver better health for all. Differentiated datasets and award-winning technology help payers, providers, pharmacies, life sciences organizations and healthcare IT companies make confident decisions and drive better outcomes across member engagement, care delivery, compliance and research. Capabilities include whole person data and insights, population health data, real-world data, identity verification, provider data management and healthcare market data. Patented linking technology reliably matches and maintains data accuracy with over 99.9% precision — drawing from 10,000+ data sources including demographics, health equity, consumer behavior and geography.

Insurance risk solutions strengthen customer relationships, gain operational efficiencies and future-proof organizations using transformative data and advanced analytic solutions. Working with 98 of the top 100 U.S. personal lines carriers and 21 of the world's top 25 insurers, data and analytics support more than half a million decisions daily across auto, commercial, home and life insurance. End-to-end capabilities extend across the entire insurance policy lifecycle — supporting acquisition and retention, quoting and underwriting, fraud detection, claims management, compliance, telematics, data prefill, identity access management and data analytics and modeling. Solutions are built on the most comprehensive U.S. personal loss history database, enabling carriers to make faster, more informed decisions with clearer insight into hidden risks and hidden opportunities.

Predict, analyze and effectively respond to crime using actionable intelligence derived from law enforcement data analytics and technology. The Investigative Solution Suite is designed to speed investigations and solve more crimes by providing agencies with contextualized insights using robust identity data, contributory law enforcement data, automated link analysis technology and advanced analytics — enabling cross-jurisdictional collaboration with powerful information sharing and data fusion tools. Solutions include crime analytics and mapping, automated crash and incident reporting, criminal investigative services, device geolocation training, hardware as a service geolocation and the Public Safety Marketplace for single sign-on access to investigative tools and partner apps. Law enforcement requires access to data to develop actionable intelligence to drive informed decisions and quickly combat criminal activity.

Data-driven skip tracing, compliance, and contact strategy solutions to improve debt recovery efficiency and profitability. Delivers analytics-enabled collection workflows and recovery optimization to support third-party and internal collection operations.

Consumer and business credit risk evaluation using advanced analytics and data to support lending and underwriting decisions. Provides data-driven risk assessment capabilities to evaluate creditworthiness and support credit origination and underwriting processes for financial institutions and lenders.

Insights and analytics to help organizations identify, target, and acquire new customers while managing risk. Combines customer intelligence and risk assessment to support customer acquisition strategies and pipeline development for insurance, financial services, and other industries.

Solutions to cleanse, enrich, and manage data assets to improve accuracy and reliability of risk decisions. Provides data governance, quality management, and enrichment capabilities to ensure reliable data foundations for analytics, compliance, and operational decision-making.

Solutions to detect and prevent money laundering, sanctions violations, and financial crime through data-driven compliance and screening tools. Enables organizations to implement automated compliance workflows and screening capabilities to identify and mitigate financial crime risks across customer and transaction monitoring programs.

Data analytics and identity intelligence solutions to detect, prevent, and investigate fraud and verify identities across industries. Leverages advanced analytics and identity verification capabilities to support fraud prevention programs, identity authentication, and investigative workflows across consumer and commercial applications.

Analytics and data tools for government agencies to detect, prevent, and investigate fraudulent activity across programs. Delivers fraud detection and prevention capabilities to identify and mitigate fraudulent activity in government benefit programs, social services, and public sector operations.

Government-focused identity verification and authentication solutions to confirm identity and reduce impersonation fraud. Provides authoritative identity verification and authentication capabilities to support government agencies in preventing identity fraud and ensuring secure citizen authentication.

Comprehensive data resources and investigative tools to support background checks, due diligence, and business risk investigations. Enables organizations to conduct thorough investigations, due diligence reviews, and background screening using integrated data intelligence and investigative capabilities.

Data and analytics solutions to streamline payment processing, reduce errors, and improve operational efficiency in payment workflows. Provides payment optimization and data quality capabilities to enhance payment operations and reduce processing costs and exceptions.

Platform capabilities to coordinate and automate risk decision workflows across multiple data sources and analytic models. Enables organizations to orchestrate and automate complex risk workflows, integrate multiple data sources and analytics models, and manage consistent risk decision-making across enterprise functions.

Risk assessment and identity verification solutions tailored to the needs of small and mid-sized business customers. Delivers scalable risk evaluation and identity verification capabilities designed for SMB lending, compliance, and vendor onboarding requirements.

A data and analytics platform providing identity verification, locate, and investigative intelligence across multiple industry verticals. Delivers comprehensive identity data, investigative resources, and location intelligence to support risk assessment, fraud prevention, collections, and due diligence operations.

An anti-money laundering solution providing risk intelligence and screening to support financial crime compliance workflows. Enables financial institutions to identify and monitor AML/KYC risks through integrated screening, risk scoring, and compliance workflow automation capabilities.

A global bank data and due diligence platform providing correspondent banking intelligence, payment routing, and counterparty risk information. Provides comprehensive bank data and risk intelligence to support due diligence, counterparty risk assessment, and payment routing optimization.

A watchlist screening and sanctions compliance platform enabling organizations to screen customers and transactions against global lists. Provides real-time screening and sanctions compliance capabilities to detect and prevent transactions with sanctioned entities and high-risk individuals.

A law enforcement analytics platform providing investigative intelligence and case management capabilities for public safety agencies. Delivers investigative intelligence, case management, and analytics capabilities to support law enforcement agencies in criminal investigations and public safety operations.

An email-based fraud risk scoring platform that uses email intelligence to assess identity risk and detect fraud at account opening. Leverages email intelligence and behavioral analytics to deliver real-time fraud risk scoring and identity verification at the point of account creation and login.

A financial crime compliance filtering solution for real-time sanctions screening of payments and customer data. Provides automated real-time screening of payment transactions and customer information against sanctions and watchlists to ensure compliance with anti-money laundering and sanctions regulations.

An identity verification platform that authenticates consumer identities in real time using authoritative data sources. Delivers real-time identity verification and authentication using authoritative government and alternative data sources to support account opening, fraud prevention, and regulatory compliance.

A data exchange platform providing mortgage fraud detection and risk intelligence for real estate lending decisions. Enables mortgage lenders and servicers to detect fraud, assess loan origination risks, and share fraud and risk intelligence across the mortgage industry.

An insurance-focused customer acquisition and prospecting platform using data analytics to identify and target new policyholders. Provides targeted prospecting and customer acquisition analytics to help insurers identify, profile, and acquire new insurance customers.

An integrated risk management platform providing data-driven insights to support compliance, fraud, and risk decision-making. Enables organizations to monitor, assess, and manage enterprise risks through integrated analytics, reporting, and decision support capabilities.

A digital identity and device intelligence platform that assesses fraud risk in real time using behavioral and network analytics. Delivers real-time fraud risk assessment and digital authentication using behavioral biometrics, device intelligence, and network analysis to prevent fraud and account takeover across digital channels.

A telematics data platform that captures and analyzes driving behavior data for insurance risk assessment and pricing. Collects and analyzes vehicle telematics and driving behavior data to support insurance risk assessment, pricing optimization, and claims management.

A document authentication platform that verifies the authenticity of government-issued identity documents. Provides real-time authentication and verification of government-issued identity documents using advanced image analysis and biometric matching to prevent identity fraud and document forgery.

A global compliance database and screening tool for PEP, sanctions, and adverse media checks to support KYC and AML programs. Provides comprehensive global compliance data including politically exposed persons, sanctions lists, and adverse media to enable thorough KYC and AML due diligence screening.