The global automotive industry is facing new risks and finding new opportunities as a result of technological change, shifts in consumer demand, and growing environmental concerns. Our Solutions: Casualty Sharing Economy and Mobility Climate Change and Sustainability Business Interruption & Supply Chain Cyber Environmental Risk

Given the complex and evolving risk landscape facing the aviation and space industry, our specialist team provides innovative insurance and risk management solutions customized to meet your needs. Our expertise:

Your company’s product is your most valuable asset. Marsh’s specialist cargo and logistics team can help you identify its movement and storage risks, and determine and secure the appropriate levels of insurance protection and risk mitigation. Our Expertise:

Chemical companies, including commodity, specialty, and personal care companies, require innovative risk management and insurance solutions. Marsh’s experience and expertise can help your business overcome challenges and seize opportunities from risk. Our dedicated Chemical Industry Practice specialists understand the unique risks, threats, and opportunities that matter to you. We combine global experience with local expertise to help you identify, assess, and prioritize the risks facing your chemical business and offer tailored insurance and risk management solutions to help your business remain resilient and prosperous. In the US, the chemical industry is undergoing unprecedented change. In addition to operating under increasing federal and global regulatory pressures, geopolitical uncertainty, and supply chain disruptions, the COVID-19 pandemic and recent severe weather events further highlighted the industry's vulnerability to business interruption. From plant, border, and port closures to employee safety measures and navigating transportation/logistics disruptions, the need for more robust enterprise risk management has become more critical for chemical companies. Our US Chemical Industry Practice team, with over 100 dedicated colleagues, understands US chemical companies' unique challenges. Our risk specialists have the knowledge and networks needed to help you effectively anticipate, mitigate, and transfer the various risks you face, so you can embrace new opportunities while minimizing the impacts to your bottom line.

The global communications services industry is rapidly growing and evolving, with the implementation of 5G networks, automation, and artificial intelligence across businesses. At the same time, communications services companies face intensifying competitive and regulatory pressures as they vie for the attention of consumers. Cybersecurity is another major concern, as new technology implementation and expansion open companies up to further vulnerabilities. With this extensive amount of change comes a great deal of increased risk. You should ensure that your company is capable of adapting quickly and positioned for continued growth and business viability. Our global Communications Services Practice can help your company identify, quantify, and manage your risk more effectively. Our dedicated team of global risk advisors and insurance specialists has the extensive industry experience and can help guide you through even the most complex risk management scenarios.

Construction is an essential industry for the global economy and activity in the sector is constant. There will always be a need for the renewal of existing and the creation of new infrastructure. But as the build cycle is often driven by socio-economic factors, it can be quite volatile. Construction companies need to have an acute awareness of current and emerging risk issues and be able to respond quickly to changing circumstances. Digitalization, environmental, social, and governance (ESG) factors including climate risks, rising construction costs, and supply chain chokepoints are some of the current challenges shaping construction companies’ risk profiles. Understanding their impact allows for the design of a considered risk management framework that balances an organization’s retention, management, and transfer needs. Marsh's globally integrated team of more 1,200 construction industry specialists helps clients deliver construction projects in all regions of the world. For more than 30 years, we have supported businesses by accurately assessing their risks, minimizing uncertainty, and embracing safety as a business enabler. We will work alongside you to craft construction risk and insurance strategies unique to the pressures you face. We can help you design and implement programs that align to your strategic objectives, optimize your capital, and protect your business now and into the future. The US construction industry occupies a strong and important position in the nation's overall economy. While the industry did not escape the effects of the COVID-19 pandemic, indications show a strong upward trajectory. Notably, new construction spending has passed the $1 trillion threshold each year since 2014. The sector is regularly subject to significant operational, supply chain, and workforce risks, such as unexpected fluctuations in material costs, the availability of skilled labor, the impact of emerging technologies, and the possibility of accidents and delays during the building process. For contractors, managing risk effectively can mean higher profits, lower operating costs, and capital that works harder and smarter. Marsh helps you assess risks and opportunities and uncover ways to use working capital more efficiently. We measure your firm’s appetite for risk, recommend solutions that meet your risk financing and mitigation needs, and take your program to market knowing the best insurers have been identified for your program structure and pricing. Our brokers and consultants combine deep construction industry expertise with our industry-leading analytics and predictive modeling engines to help you determine how to strategically embrace or allocate risk. We can help you make optimal risk financing decisions and implement cost-effective solutions. Our expertise General Contractors Project Service Providers Construction Firms and Construction Managers

Educational institutions globally face a wide range of challenges and risks. The recent COVID-19 pandemic has led to further uncertainty about the future, causing leaders at many academic institutions to rethink existing business and education models and their associated risks. Beyond traditional property and casualty risks, enrollment, distance learning, cyber, and campus safety risks are significant concerns for many institutions. Risk management is key to weathering this volatility, and in a rapidly changing world, it's valuable to have a strong risk advisory team. Marsh’s Education Practice understands the education environment and its unique exposures. If not properly addressed, these risks can damage your reputation, profitability, and even viability in the face of increasing public and government demands for board and trustee accountability. Our risk assessment capabilities — backed by our dynamic risk mapping technology — and our consultative approach to risk management help you benchmark, quantify, and manage your financial and operational exposures. Within the US, our dedicated education professionals provide advice to more than 1,200 education clients. For over 50 years, we have been proud to serve all areas of the education community, including: Research universities Primary and secondary schools Consortia programs We help these educational institutions understand how emerging risks, increasing customer expectations, and shifting regulations are changing their risk profiles. And, we can work together with you to develop plans and programs for your own unique risk portfolio and help you manage incidents, should they occur. Your executive boards and governors can rest assured that your critical risks have been identified and addressed, and that your total cost of risk has been optimized. Our expertise Higher Education Consortia Research Universities

Energy and power companies face significant challenges and wide-ranging risks as the industry continues to transform at a rapid pace. Across the world, energy demand is growing. At the same time, governments, organizations, and communities are committing to reduce carbon emissions and accelerate the transition to clean energy sources. Infrastructure damage, weather and natural catastrophes, human error, or cyber threats can all cause power blackouts or severe disruption to energy production. Furthermore, policy or regulatory changes, as well as social pressures, can cause uncertainty for operators and investors. Marsh’s global team of more than 700 specialists can reduce your total cost of risk and help create operational and financial stability for your business. We can advise you on risk exposures and insurance solutions to ensure you successfully achieve your objectives and remain resilient. Our expertise and solutions: Power and Utility Renewable Energy Oil and Gas

The COVID-19 pandemic changed the way people consume entertainment and events – in-person concerts, movies, theater, and festivals shut down, while streaming services boomed. Even as production resumes and in-person entertainment returns, consumers may continue to blend at-home and live experiences. Media and entertainment companies are identifying new ways to engage consumers regardless of their location and generate record revenues once again. The increasing pressure to deliver consumable content regularly on a global and localized basis means that the risks involved are potentially massive. Whether it's a series of on-set accidents, artist no-shows, or sudden catastrophic disasters of the natural or human-caused variety, unforeseen adverse events such as the COVID-19 pandemic can cripple organizations' bottom lines if they aren't accounted for in comprehensive contingency plans. Marsh's entertainment industry specialists have worked with the owners, organizers, and stakeholders for some of the world's major event promoters, production companies, and media organizations. Our experience working with these clients to develop entertainment insurance and risk mitigation plans can help your organization pursue the necessary financial protection and resilience against countless unexpected events. The US entertainment industry comprises a large share of the sector's global presence: It is home base for the production of many of the world's most popular films and television shows, as well as a major hub for the music and digital entertainment fields. As in most of the world, the US entertainment industry took a significant financial step back due to the COVID-19 pandemic. It has been estimated that the US box office alone lost up to $5 billion, while live theatre is slowly ramping back up. Independent filmmakers were hit particularly hard as financing has become harder to obtain due to potential uninsurable COVID-19-related delays. With vaccination rollouts in place throughout the country, it's reasonable to predict a return to normalcy for the entertainment business. Even a modest resumption of profitability in the near term could put the US entertainment industry back on track to follow the upward trajectory it's been on for much of the past decade. Marsh's US Entertainment Practice can help you identify risk management strategies and insurance solutions designed to protect your productions and keep your costs under control financially. Our expertise: Film and Television

Financial institutions face a rapidly changing and increasingly competitive environment amid wider global economic uncertainty. As technology continues to replace traditional delivery of financial services and products, the threats of data breaches and cyberattacks are creating challenges for financial institutions. Ongoing regulatory changes and rising compliance costs have added to the complexity. With over 1,100 specialists globally, our in-depth understanding of the financial institutions industry allows us to support, understand, and measure your evolving business landscape, then minimize your exposures with solutions for traditional and emerging risks. Our Financial Institutions Practice offers a wide range of innovative risk management and transfer solutions, from cyber and privacy liability through to more traditional risks such as directors and officers liability, professional indemnity, crime, property, casualty, and employers liability. Our holistic approach is driven by extensive industry experience and unique insight, helping you to identify potential losses and determine how best to reduce your risks. We can help US financial institutions businesses — including banking and capital markets, insurance companies, investment management, and fintech — mitigate their risks. We understand your industry's traditional, emerging, and regulatory and compliance risk nuances and offer a broad range of risk management and insurance solutions to address them. Drawing on our industry-leading analytics and experience, our specialists provide you with clear insight into your risk profile, helping you reduce liability and improve resiliency and operational performance. Our expertise and solutions: Asset Management Retail Banking Insurance Companies Fintech Special Purpose Acquisition Companies

As consumers become more health, social, and environmentally conscious, food and beverage companies around the world are evolving their business models to meet these needs. Companies are increasing their adoption of technology and expanding supply chain structures to maintain market share, while facing challenges from severe weather events, increasing regulations, and cyberattacks. The COVID-19 pandemic accentuated and exacerbated many of these risks as some supply chains failed or were severely curtailed. While these evolving trends carry significant risks, they also create new opportunities. Choosing cost-effective risk financing alternatives and implementing risk management practices that exceed industry standards is critical for many food and beverage businesses, especially while capital is tight as they emerge from the lowest points of the pandemic and seek to capitalize on new commercial possibilities. Marsh helps food and beverage companies – from manufacturers and processors to distributors, wholesalers, and restaurants – anticipate the risks they face, understand their impacts, and implement comprehensive plans to mitigate them. Whether fine dining, grabbing a quick bite, or selecting quality ingredients to cook at home, US consumers have broad and varied tastes. Beyond quality and flavor, food and beverage companies must also keep pace with evolving health and environmental demands such as allergy-conscious menu options and socially-responsible manufacturing and distribution. Cultural sensitivity and inclusivity are also crucial to companies’ brand strategies and policies. Over the past year, civil unrest, severe weather events, and the COVID-19 pandemic further tested their supply chains and highlighted the need to embrace resilience in their enterprise risk management strategies. Marsh's food and beverage specialists help companies identify, prioritize, and manage the various risks they encounter. From product contamination to employment practices liability, slips and falls to cybersecurity threats, we can help you implement strategies and solutions to protect your physical and people assets, and your customers, with a focus on sustainability and resilience. Our expertise: Food Manufacturers and Processors Wholesalers and Distributors Restaurants

Healthcare organizations are challenged by risk on many fronts. Our knowledgeable and dedicated team of insurance and risk professionals can help you manage today’s volatility with increased predictability. Our expertise and solutions: Acute Care Managed Care Physician Groups

Infrastructure development is a powerful force in today’s global economy with hundreds of billions of dollars being spent every year repairing, replacing, and building new capabilities for transportation, power, utilities, energy, ports and terminals, and social infrastructure. Governments look to the private sector to help finance projects, while additional industry participants – developers, contractors, banks, accounting and law firms, consultants, and others – play important roles in the infrastructure lifecycle. Infrastructure project stakeholders may have different drivers. And their challenges and risk profiles change throughout a project’s lifecycle – from bidding through pre-construction, construction, operational, and ongoing management phases. With over 25 years of specialist experience, our team is ideally positioned to support your risk and insurance decisions. Our specialists understand the divergent risk tolerances of the public sector, equity investors, lenders, and the construction sector. During financing, we provide strategies and solutions that reduce the volatility of infrastructure initiatives and make projects bankable. Through planning, design, construction, and operations, we provide insights and effective risk mitigation and asset management strategies that address changing risks through projects’ phases. Our global team can help preserve the final asset value, reduce revenue stream volatility, and help manage inherent risks so you can redeploy your capital effectively. Our expertise includes Public Entities For public entities, the focus is on providing clear economic justification and an investment rationale for each project, while demonstrating public responsibility and accountability to protect taxpayers' short- and long-term interests. In addition to value for money, value at risk is a key factor, as public entities are increasingly pressured to avoid cost and delay overruns. Marsh can help governments and other public sector agencies in the project risk management process. Our differentiator: asset class and project-specific risk allocation and quantification. Investors The ability to identify, quantify, allocate, and manage insurable and uninsurable risk influences an equity investor’s potential to formulate a winning bid. It can also provide the protections and return on investment demanded by your management team, investors, lenders, governing bodies, insurers, and the owner. For financial and strategic investors, including dedicated infrastructure and private equity funds, direct investing pension and sovereign funds, as well as public/private partnership bid vehicles, Marsh provides the confidence to help successfully meet investment objectives. We help you gain a competitive edge while protecting your investors’ interests. In addition, we help you satisfy the contractual requirements of capital providers and governmental counterparties by understanding inherent risks over the lifecycle of greenfield projects and operational infrastructure assets. Lenders Before agreeing to finance an infrastructure development project or operational asset, debt providers need to be assured that all project risks associated with the venture have been identified, analyzed, and effectively controlled or transferred. Working with project parties — legal, financial, and technical advisers, sponsors’ insurance brokers, and others — Marsh’s lender insurance advisory team applies technical knowledge and experience to help you make projects bankable, while fulfilling your duty-of-care to lenders. Contractors We deliver practical, innovative, capital-efficient solutions to help you generate yield and margin growth. We define, design, and deliver these solutions by collaborating with you on your strategies for deploying capital on project and enterprise risk. Professional Service Providers Marsh is recognized as one of the foremost insurance brokers and advisers for specialist project-specific professional liability coverage for all types of infrastructure projects. We work with construction professionals (whether these be consulting firms or design/build contractors) and project owners to develop bespoke professional liability insurance solutions, which could enhance the financial security for the owner's investment and provide adequate protection to the construction professionals against any potential liability arising from professional errors and omissions. Our solutions: Risk Analytics Casualty Insurance Cyber Risk Portfolio Insurance Purchasing Platform Risk and Insurance Due Diligence Services Transactional Risk

Life sciences companies face specific challenges throughout the discovery, development, and commercialization processes, including exposure to a high degree of risk. Increasingly stringent global regulations mean compliance must remain at the forefront of daily activities, and the penalty for violations goes beyond finances. Because life sciences companies' work largely involves human beings, trust and reputation management are critical aspects of their risk management plan. Risk for life sciences companies comes from a number of angles. Whether it’s litigation regarding regulatory actions or intellectual property disputes, product liability claims, cyber theft, or supply chain disruptions, life sciences companies require a strong strategy for minimizing risk as well as a solid plan for addressing situations that might arise. Marsh’s experienced life sciences risk management team can help develop solutions relevant to your business and to your risks, whether you are in the pharmaceutical, biotechnology, medical device and supply, or contract research sector. Life sciences companies in the US continue to respond to an evolving healthcare and treatment landscape, providing innovative solutions to address today's challenges. With this progress comes new financial and operational risks that must be managed to prevent business interruptions and sustain growth. As your trusted advisor, Marsh can help your company reduce its risk exposures through tailored solutions, including insurance brokerage, advisory services, and risk management strategies. Our goals are the same as yours: protecting your assets and reputation, while maintaining profitability and business continuity. Marsh’s dedicated specialists draw upon local, national, and global insights to provide specific advice and guidance for our more than 350 life sciences clients in the US. We also have a Clinical Trials Center of Excellence that can support your operations, providing timely access to insurance coverage options and addressing evolving risk management concerns. Our expertise and solutions Biotechnology Medical Technologies Pharmaceutical Service Providers

The manufacturing landscape has become increasingly globalized as a result of digitization and the adoption of a more customer-centric mindset. Although this rapid digital transformation has helped manufacturers capture new cost efficiencies and pass value throughout the supply chain, it has also heightened risks related to geopolitical tensions, sustainability and climate resilience, cybersecurity weaknesses, environmental, social, and governance (ESG) concerns, and supply chain chokepoints. For manufacturing companies, creating a comprehensive risk management program can help with effectively leveraging technology for productivity, while also safeguarding people and property from adverse events, such as bodily injury, damages, or other business interruptions. Our team of risk management specialists, with their deep industry knowledge and market leading data and analytics capabilities, can help you reduce your total cost of risk and minimize volatility across your operations. The US manufacturing industry is facing continuous digital disruption as companies adapt to evolving customer expectations, a changing workforce, and increasingly complex global supply chains. As the industry moves towards electric and autonomous vehicles, and leverages the power of IoT technology, leading manufacturers will anticipate the need for their processes to be adaptable and keep pace with customers’ needs. Simultaneously, they will build resilience to withstand unexpected events, from global pandemics to large-scale cyber events. Our manufacturing industry risk advisors can provide the guidance you need to navigate your company's many risks. By combining our team’s deep industry knowledge with our best-in-class data and analytics capabilities, we'll help generate the business insights you need to identify, analyze, and prioritize your various risks to reduce your total cost of risk and protect your business. Our expertise and solutions Property Risk Management Casualty Business Interruption & Supply Chain Climate Change and Sustainability Cyber Environmental Risk

The global mining industry faces many challenges: commodity price fluctuation, remote operations and extended supply chains, COVID-19 impacts, cost management, access to financing, and increasing expectations around social, economic, and environmental engagement with host communities and regulators. Meanwhile, investors demand operational rigor and capital discipline to ensure appropriate returns from capital-intensive assets and projects. Marsh’s mining and minerals specialists help companies large and small avoid, manage, and transfer risk across the entire mining lifecycle, from junior exploration to mine closure. With an in-depth understanding of the industry and broad advisory capabilities, we support miners, contractors, traders, and mining financiers with anticipating and proactively addressing the changing risk profile of your projects and the environments in which you operate. Our products Data and Analytics for Mining Companies Mergers, Acquisitions and Divestments Risk Consulting Captive Management

The retail industry was already facing widespread change prior to the COVID-19 pandemic, with shifts underway towards online shopping and fast delivery. The pace of change accelerated during the pandemic, with government restrictions on in-person retail experiences and a customer preference for safe, contactless delivery and return options. Although digitized shopping is by no means a new phenomenon, the surge in demand during the pandemic has created unforeseen challenges for retailers and wholesalers with retail operations. Business operations are being stretched to their breaking point, as retailers and wholesalers try to adapt to and manage an increasingly complex set of risks, from cybersecurity to supply chain disruptions. Marsh’s experienced Retail & Wholesale Practice specialists can help your company anticipate emerging risk management needs and implement strategies to ensure stability and profitability in an era of uncertainty. The US retail industry is evolving rapidly, with increasing customer demand for the “four Cs” — convenience, choice, cost, and communality. Retailers are doing their best to adapt, although this effort has met challenges in the form of the COVID-19 pandemic, severe weather events, and a growing social justice movement that is requiring businesses to examine how their practices may be contributing to inequalities. Now, more than ever, your company needs to focus on resilience in order to minimize risk and protect its customers, employees, and bottom line. Marsh’s Retail & Wholesale Practice is composed of more than 500 US-based colleagues. We provide a full suite of services and solutions uniquely tailored to your business’s risk management needs — today and in the months and years ahead. Our expertise Supermarkets, Convenience Stores, and Drug Stores Other Retailers

Risk management is a critical tool in the technology industry, because the stakes are so high. During the COVID-19 pandemic, it became clear how much our world runs on technology. When many people could not leave their homes, technology allowed the globe to keep spinning in some capacity, thanks to work-from-home and digital commerce capabilities as well as platforms for social connection. Success in the technology industry hinges on an ability to seize opportunities afforded by innovation in a rapidly changing marketplace, while managing associated risks. Data breaches, equipment and software failures, and other cyber risks remain ever-present, despite concerted efforts to reduce the impact of these and other business disruptions. Marsh’s global Technology Practice can help your company assess its risks, prioritize what’s most critical to you, and work together to help manage and mitigate your exposures. The US technology industry is represented by a diverse array of businesses, including those involved in e-commerce, esports and gaming, as well as fintech, hosting and cloud services, design and manufacturing of electronics components, and more. The US economy and consumers rely heavily on the products and services of tech companies, and it is therefore critical to protect the profitability and viability of these businesses through risk management. Our dedicated US technology industry specialists draw on regional and global insights to provide risk and insurance advice and guidance specific to your needs. We service more than 400 clients, which offers a great deal of perspective into the potential and actual impact on your business of emerging trends, evolving business models, and shifting regulations in the US. Our team has the experience and industry perspective to help manage your company’s most pressing risk resilience needs. Our expertise and solutions Esports and Gaming Sharing Economy and Mobility Fintech Digital Infrastructure

Accelerating globalization and digitization have reinvented the transportation and logistics industry. Although technological innovations have created new opportunities for growth, they have also disrupted the competitive landscape. Companies must now adapt to the increased potential for cyberattacks, litigation, changing regulations, emergence of new products and services, and heightened competition from start-ups and other recent entrants. Labor, fuel, and other costs are also increasing at the same time that insurance prices are increasingly volatile. This puts added pressure on transportation companies to control costs, while also managing their dynamic risks. Our global Marsh team of over 500 transportation specialists offers the capital and risk expertise that can help your business better understand, prioritize, and manage these risks. Through our consultative approach, we leverage data and analytics to help you effectively manage your total cost of risk, keep up with industry standards, and maintain a competitive edge. The COVID-19 pandemic drove economic uncertainty, high demand, and countless business interruptions for the US transportation and logistics industry. Leading transportation and logistics companies are now looking toward new talent and technologies in an effort to maintain stability. As leaders continue to invest in opportunities to capture efficiencies across their operations, they can expect to contend with rising insurance costs attributed to increasing nuclear verdicts, as well as historic and emerging risks within the sector, including ransomware attacks, widespread shortage of drivers, fluctuating consumer demand, and aging infrastructure. Your company can benefit from advice and solutions to strategically navigate the challenging insurance marketplace, manage the ever-changing regulatory environment, and implement alternative risk finance solutions. Marsh’s US Transportation Practice helps you anticipate your risk exposures and develop proactive plans that enable you to minimize your total cost of risk. Our transportation and logistics industry dedicated team can help you manage risk exposures that could impact your operations and bottom line, including fleet safety, cyber, casualty, property, litigation, and more. Our expertise and solutions Driver Recruitment and Retention Fleet Captive Fleet Safety Solutions Cyber Casualty

Marsh's Hospitality and Gaming practice delivers specialised insurance and risk management solutions to hotels, resorts, casinos, and gaming operators facing complex and evolving risk exposures. The practice combines industry expertise with broad market access to design programs tailored to the unique liability, property, and reputational risks of these sectors. With an unmatched combination of industry-specific expertise, deep intellectual capital, and global experience, Marsh helps hospitality and gaming clients address the full range of risks they face, from guest liability and cyber threats to natural catastrophe exposures and regulatory compliance.

With the right insights, customised insurance programs, and targeted risk mitigation strategies, maritime and logistics companies can more effectively navigate the changing risk landscape to minimise losses and liabilities, while looking to capitalise on opportunities to future-proof growth and resilience. Marsh's global team of industry specialists has the scale, scope, and capabilities to solve a variety of risk issues facing organisations in the maritime and logistics ecosystem. March's capabilities in all subsectors of the maritime and logistics ecosystem — including ship owners and operators, cargo and logistics, ports and terminals, and shipyards — allow it to provide insights and perspectives across the value chain. Marsh advises many of the world's best-known and complex fleets and a broad range of smaller, niche, or local owners and operators.

From cities and states to utilities and transit organisations, public entities are exposed to many types of risks, including cyberattacks — ransomware attacks against public systems have become increasingly common in recent years, with the potential to shut down administrative functions and leave residents without access to vital public services. Marsh's Public Entity practice provides insurance and risk management solutions tailored to the unique exposures of government and public-sector organisations. With deep expertise in public entity risk, Marsh helps municipalities, state agencies, transit authorities, and other public organisations design resilient risk management frameworks and insurance programs that protect public assets, employees, and the communities they serve.

Marsh's Real Estate practice provides insurance and risk management solutions to property owners, developers, investors, REITs, and real estate service companies across commercial, residential, and mixed-use sectors. The practice combines deep market knowledge with broad insurance placement capabilities to address the property, liability, and environmental exposures specific to real estate assets. With an unmatched combination of industry-specific expertise, deep intellectual capital, and global experience, Marsh helps real estate clients protect their portfolios, manage liability, and navigate the complex regulatory and climate-related risks affecting their assets.

Marsh's Sports practice provides specialist insurance and risk management solutions to sports organisations, leagues, teams, venues, and event organisers. The practice combines deep knowledge of sports-specific exposures with extensive market relationships to design programs addressing athlete liability, event cancellation, facility risks, and media rights. With an unmatched combination of industry-specific expertise, deep intellectual capital, and global experience, Marsh helps sports industry clients manage the full range of risks they face — from player injury and event cancellation to cyber threats and reputational risk in an increasingly high-profile global industry.

The complex nature of business today does not occur in a vacuum. Companies form part of interdependent networks with many internal and external stakeholders. As the business environment becomes increasingly interconnected and volatile, it’s important for you to have a comprehensive and up-to-date understanding of the risks to your everyday business operations and be prepared to manage them. Business interruption can occur due to any number of factors, ranging from property damage caused by a major storm, machinery breakdowns, labor disputes, cyberattacks, and other risk events. Business interruption losses can range from reduced sales, to the increased cost of working due to the loss of a critical supplier, to the loss of future revenue streams from a disruptive event. While business interruption is not a new risk phenomenon, companies still struggle to manage and accurately assess their risk exposures. This is due to operational and financial reasons and the vast amount of data that needs to be collected from across an organization. Marsh’s business interruption specialists can provide you with data-backed insights into potential causes of business interruption, help you stress test your organization’s resilience, and develop effective risk transfer and management strategies. When the worst happens, our claims specialists can help with properly identifying your business interruption losses and costs, and then advocating for appropriate recovery from insurers. Our team works with your company’s leadership and stakeholders to address and mitigate business interruption risks, ensuring you are positioned along a more stable road to success.

Global business is rapidly evolving, which means your risks are too. From pandemics, to natural disasters, cyberattacks, workplace safety, reputational risk, and more, properly dealing with accelerating and often interdependent risks and the need for timely information and insights – balanced against your total cost of risk strategies – can be a complex challenge. At Marsh, we’re here to help you stay ahead of your risks by revolutionizing the way you manage them. Leveraging innovative technology and relevant, trusted data, we provide deeper analysis and actionable insights, saving you valuable time and resources. And, it's all delivered through a seamlessly connected experience that’s easy to use and understand, allowing you to access the power of Marsh anytime and anywhere. Our advanced digital solutions, such as LINQ, Blue[i], and Bluestream, simplify how you access and manage your risk portfolio, provide new ways to interact with the data you need for confident decision making, and make it easier to offer insurance solutions to your employees, customers, and contractors. As the future of risk continues to change, know you’re ready to take it on collaboratively with Marsh as we redefine together what’s possible. Our products PlaceMAP Marsh Market Information Help Marsh Global Connect

Design and management of affinity insurance solutions for associations, membership organizations, and brands seeking to offer tailored insurance products to their members or customers. With over 30 years of affinity insurance experience, services include digital solution design enabling organizations to diversify revenue while extending insurance protection to constituent groups. Offerings enable associations and brands to develop co-branded insurance products, leveraging member or customer relationships to create new value propositions and revenue streams.

Advisory and management services for captive insurers and alternative risk financing structures, helping clients retain risk cost-effectively when traditional insurance markets are expensive or capacity-constrained. Solutions include parametric risk transfer, captive structuring, and multinational captive program management spanning benefits administration across 40+ countries. Services enable organizations to optimize risk financing, manage rising insurance costs, and coordinate complex global risk programs while maintaining policy compliance and updated terms across jurisdictions.

End-to-end claims advocacy, preparation, and handling services that proactively identify and improve claim outcomes, working between clients, insurers, and third-party administrators. Marsh Advisory Claims Solutions manages complex catastrophic property and casualty claims with forensic accounting and specialized claims expertise for major loss events. Services include forensic investigation, expert support, and comprehensive claim advocacy designed to optimize client outcomes through the full lifecycle of claims management and resolution.

Advisory services and risk solutions that help organizations understand climate-related physical, transition, and regulatory risks and integrate resilience into their risk management strategies. Case evidence demonstrates climate risk integration for Gulf of Mexico operations addressing rising property insurance costs driven by climate-related exposures. Services enable organizations to quantify climate impact on operations, identify transition risks, and embed climate resilience into enterprise risk frameworks and insurance strategies.

Integrated cyber risk advisory, quantification, and insurance solutions — including broking, analytics, and incident response — to help organizations understand, measure, and manage their cyber exposure. Marsh operates the Cyber ECHO facility providing up to $200M of cyber insurance capacity for over 1,500 clients globally, alongside the Marsh Cyber Risk Intelligence Center delivering enterprise-wide data, analytics, and modeling for cyber quantification. Services combine risk intelligence, quantitative modeling, and comprehensive insurance solutions to enable organizations to make confident cyber risk management decisions.

Advisory and program management services for employee health, wellbeing, and benefits programs — including global benefits strategy, design, and administration for multinational organizations. Services encompass strategic benefits design, multinational program administration across 40+ countries, and integrated benefits management within global captive structures. Offerings enable organizations to optimize employee benefits, manage program complexity across jurisdictions, and align benefits strategy with organizational goals and regulatory requirements.

Advisory and broking services for directors and officers (D&O) liability, errors and omissions, employment practices liability, and other financial and professional liability risks. Services address complex D&O, EPL, and CGL claims scenarios with specialized expertise in market expectations and restructuring best practices. Offerings support organizations in managing professional liability exposures, structuring appropriate coverage, and navigating claims across liability lines of business.

Coordinated global insurance program management and risk advisory for multinational organizations, ensuring compliant, consistent, and locally relevant coverage across jurisdictions. Services integrate global benefits management, multinational captive administration spanning 40+ countries, and coordinated risk program oversight across diverse regulatory environments. Services enable multinational organizations to maintain enterprise-wide risk governance while respecting local compliance requirements and delivering consistent risk protection strategies across geographies.

Specialist advisory and insurance solutions that help companies and lenders protect assets, improve investment returns, and manage government actions or geopolitical events affecting global operations. Marsh Political Risk Report 2026 and the World Risk Review provide country risk analysis and geopolitical intelligence for businesses managing international exposure. Services address emerging government actions affecting digital infrastructure and global supply chains, enabling organizations to anticipate and mitigate political and regulatory risks in their international portfolios.

Specialist risk advisory and insurance solutions for private equity transactions, M&A due diligence, and deal-related risk transfer including representations and warranties insurance. Services serve financial sponsors and PE-backed businesses with complex risk profiles, integrating risk assessment into transaction processes. Offerings enable organizations to identify and mitigate transaction risks, structure appropriate risk transfer mechanisms, and support PE investors in managing portfolio company exposures.

Needs-based advisory solutions combining risk consulting, analytics, and claims management to help clients build resilience, lower cost of risk, and navigate an evolving risk landscape. Marsh Advisory leverages specialized consulting, analytics, and claims management to address clients' most pressing risks and identify blind spots in risk controls. Through a demonstrated track record improving risk management maturity and control effectiveness, this service helps organizations anticipate future challenges, manage volatility, and improve financial outcomes by combining advanced analytics with deep risk expertise.

Data-driven analytics solutions that empower organizations to measure, manage, and minimize risk through advanced modeling, benchmarking, and business intelligence powered by Marsh's proprietary data. Market-leading analytics platforms including Blue[i] and AI-powered risk intelligence deliver real-time insights and confident risk management decisions anchored in industry-leading datasets. Advanced modeling capabilities enable clients to quantify exposure, benchmark performance, and support enterprise-wide risk decision-making across cyber, supply chain, and financial risk domains.

Collaborative consulting that helps clients anticipate future challenges, implement risk management strategies, manage volatility, and improve financial outcomes through specialized expertise and advanced analytics. Strategic risk consulting draws on deep market knowledge and proven methodologies to address complex, evolving risk landscapes. Case evidence demonstrates practical application in contractor safety improvement and claims reduction, delivering measurable enhancements to operational risk outcomes through enhanced monitoring and proactive risk management implementation.

Dynamic digital platform harnesses the power of data and analytics to deliver optimal and sustainable employee health and benefits. The platform enables data-driven benefits strategy and cost optimization through advanced analytics.

Suite of complementary digital tools helps modern businesses monitor and manage employees' health and benefits, and maximize benefits program value. The platform provides employees and employers with integrated benefits management and engagement capabilities.

Analytics solutions platform delivers real-time insights anchored in industry-leading data to help clients make more confident decisions. Advanced modeling and reporting capabilities enable data-driven risk and business intelligence.

Digital solution simplifies how clients access and manage their risk portfolio and interact with data for confident decision-making. The platform streamlines risk portfolio management through intuitive data access and visualization.

Fully scalable and modular benefits management and employee engagement platform enables employers to facilitate employee engagement, automate administration processes, manage costs, and mitigate risk. The platform supports comprehensive benefits lifecycle management and workforce engagement.

The only insurance company administration system designed exclusively for the captive insurance industry processes more than 40,000 premiums and 87,000 claims transactions annually. The platform provides comprehensive captive management capabilities including policy administration, premium processing, and claims handling.

Groundbreaking technology platform harnesses AI-powered know your client (KYC) technology to eliminate lengthy paperwork and streamline the captive insurance licensing process. The platform leverages artificial intelligence to accelerate captive formation and onboarding.

Next-generation insurance program management and risk platform provides 24/7 access to policies, premiums, invoices, and actionable insights on coverage. The platform delivers data analytics and reporting capabilities to enable confident risk portfolio decision-making.

Streamlined cyber insurance program for AWS Cloud clients features a digital application process and premium discounts for enabling AWS Security Hub. The platform simplifies cyber insurance placement for cloud-native organizations.

Platform improves contractor safety monitoring, reduces claims, and saves costs through actionable data insights. The platform delivers data-driven safety analytics to enable proactive risk reduction and cost optimization.

Proprietary AI-powered platform empowers companies to take control of their supply chain risk. The platform delivers artificial intelligence-driven supply chain risk visibility and management capabilities.

A proprietary cyber insurance solution for mid to large-sized businesses providing comprehensive response coverage for cyber risks including breach notification and business interruption. Marsh CyberShield® delivers integrated cyber insurance with defined response services and coverage architecture designed for the evolving cyber threat landscape. The solution provides organizations with transparent, comprehensive cyber risk transfer aligned to their exposure and response readiness, spanning breach costs, business interruption, and regulatory response requirements.

Marsh's digital platforms help banks, insurers, asset managers, and financial institutions quantify operational, cyber, regulatory, and financial risks. Advanced analytics support risk financing decisions and regulatory compliance. These solutions enhance resilience and capital protection in a highly regulated environment.

Healthcare providers, pharmaceutical companies, and life sciences organizations use Marsh's digital solutions to manage clinical, cyber, operational, and liability risks. Risk analytics help improve resilience and business continuity. The platforms support organizations operating in complex regulatory environments.

Manufacturers leverage Marsh's analytics and risk intelligence tools to manage supply chain disruptions, property risks, workforce safety, and operational exposures. Predictive insights help reduce losses and improve production continuity. Solutions support both global and regional manufacturing operations.

Technology firms, media companies, and telecommunications providers rely on Marsh's digital solutions to address cyber risks, intellectual property exposures, operational resilience, and digital transformation challenges. Advanced analytics help organizations protect critical assets and infrastructure. The platforms support innovation while managing evolving risk landscapes.