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WTW
WTW provides data-driven, insight-led solutions in the areas of people, risk and capital that help organizations thrive in an uncertain world.
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Overview

WTW provides data-driven, insight-led solutions in people, risk and capital—helping the world's leading organizations build resilience, motivate workforces, and maximize performance across 140+ countries.

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Number of Employees

10,001+

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Services Provided

Consulting

Capabilities
Industries
Footprint
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Regions

Africa, Asia, Europe, Latam, Middle East, North America, Oceania

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Countries

Algeria, Angola, Argentina, Armenia, Aruba, Australia, Austria, Bahamas, Bahrain, Barbados, Belgium, Benin, Bermuda, Bolivia, Bosnia And Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Cameroon, Canada, Cayman Islands, Central African Republic, Chad, Chile, China, Colombia, Costa Rica, Croatia, Cyprus, Czech Republic, Democratic Republic Of The Congo, Denmark, Dominican Republic, Ecuador, Egypt, El Salvador, Estonia, Eswatini, Fiji, Finland, France, French Polynesia, Gabon, Georgia, Germany, Ghana, Gibraltar, Greece, Guadeloupe, Guam, Guatemala, Guinea, Honduras, Hong Kong, Hungary, India, Indonesia, Iraq, Ireland, Isle Of Man, Israel, Italy, Ivory Coast, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Latvia, Lebanon, Liberia, Lithuania, Luxembourg, Macau, Madagascar, Malawi, Malaysia, Mali, Malta, Martinique, Mauritania, Mauritius, Mexico, Morocco, Mozambique, Myanmar, Namibia, Netherlands, New Caledonia, New Zealand, Nicaragua, Niger, Nigeria, Norway, Panama, Papua New Guinea, Peru, Philippines, Poland, Portugal, Puerto Rico, Republic of the Congo, Romania, Russia, Réunion, Saudi Arabia, Senegal, Sierra Leone, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, Sweden, Switzerland, Taiwan, Tanzania, Thailand, Togo, Trinidad And Tobago, Tunisia, Turkey, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States Of America, Uruguay, Venezuela, Vietnam, Zimbabwe

Additional Information
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Year of foundation

1828

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Structure

Public Company

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Offerings

Problems we solve

From Complexity to Clarity — The Challenges We Address

Our clients come to us when the challenges they face outrun the solutions available to them. When workforce costs are rising and the value of total rewards is eroding, we redesign compensation and benefits strategies that attract, retain and motivate talent — fairly and sustainably. When the scale and volatility of risk outpaces traditional insurance structures, we build specialty and parametric solutions tailored to the precise exposure profile of the business — whether that is cyber, climate, political risk, natural catastrophe or emerging threats no insurer has yet priced. When pension liabilities, investment portfolios and capital structures become sources of uncertainty rather than stability, we bring advanced actuarial modeling and institutional investment expertise to restore confidence. When mergers, acquisitions or regulatory change create complexity around people and risk, we provide the due diligence, integration advisory and claims management that turn disruption into opportunity. And when organizations need to understand and act on the forces shaping tomorrow — AI and workforce transformation, climate transition, geopolitical volatility, evolving employee expectations — we deliver the data, research and insight that make the path forward clear. In short, we exist to move organizations from complexity to clarity, and from exposure to resilience.

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Consulting Solutions By Industry

Aviation & Space

Whether we're delivering innovation to clients through our aviation insurance broking expertise and solutions, or building a risk-focused industry forum, the Willis Aviation & Space team addresses the industry's needs beyond the scope of the insurance transaction. We are a leading broking and risk advisory partner to the aviation and space community, with a heritage spanning almost 200 years. We provide dependable and innovative risk management solutions for:

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Construction

We offer data-driven solutions, risk advisory and tailored risk management and insurance products for your construction projects. Demand for construction is a constant. But the construction industry faces both perennial and new challenges. Construction companies need a partner experienced with current and emerging risk issues who can help you respond quickly to changing circumstances.

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Financial Institutions

Financial institutions continue to operate in a dynamic environment. Our dedicated experts provide data-driven, insight-led solutions in the areas of people, risk and capital that make financial institutions more resilient and maximize performance. From an ever-shifting regulatory landscape to the digitalization of the workplace, financial institutions (FIs) face complex challenges and risks. We help our financial services clients find opportunities to grow by improving risk management, cultivating talent and exploring new ways of working.

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Fintech

WTW provides tailored risk management and insurance solutions for fintechs to help transform challenges into opportunities in the evolving digital landscape. Fintech is a powerful force reshaping the future of finance, merging technology with financial services to deliver innovative solutions that transform how we invest, transfer money and process payments. Yet, this rapid evolution brings unique challenges and risks that require specialized attention. At WTW, we're confident in our specialty approach, offering insurance and risk solutions that adapt to the dynamic needs of fintech companies.

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Food, Beverage and Agriculture

Willis helps more than 2,000 global food, beverage and agriculture businesses find the right risk management and people solutions, underpinned by sophisticated analytics and risk engineering. In a fast-changing world, food, beverage and agriculture businesses face a wide range of emerging challenges, from climate change to geopolitical instability, economic uncertainty and cyber-attacks. The industry is also at risk from perennial threats such as natural catastrophes and product failure.

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Government Contracting

We provide tailored risk and human capital solutions to government contractors, focusing on risk management, insurance and human capital. Government contractors face many human capital and risk challenges, such as intense competition for talent and operating in high-risk environments. Amid these challenges, you need industry-specific experience and specialized solutions.

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Healthcare

Navigate healthcare industry disruption with healthcare risk management and talent management services that address people, risk and capital needs for sustainable growth and better patient outcomes. Healthcare providers face mounting consolidation, workforce shortages, rising expenses and declining reimbursement pressure as care models shift toward virtual and value-based care. These challenges also mean rethinking capital deployment, risk financing and workforce strategies to better meet the needs of patients, clinicians and communities.

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Insurance

As a primary and reinsurance broker, multi-discipline consultant, risk adviser and specialist technology provider, WTW is immersed in the insurance industry and understands it inside out. This enables us to offer an array of services that help insurance companies to thrive amid rapid change. Insurance runs through our organizational arteries. On any given day, in locations around the world, we are:

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Life Sciences

We can help your life sciences company manage a broad spectrum of risks smarter and create opportunities across a wide range of risk and human capital issues. With years of industry experience, our specialists have a deep understanding of the changes impacting the life science industry. They can partner with you to create solutions to mitigate risk and find opportunity in change.

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Manufacturing

Discover how our manufacturing industry specialists can help you address existing and emerging risks in the volatile business landscape, supporting your resilience and growth. Succeeding in today's business environment requires agile adaptation and proactive risk management to safeguard against unforeseen disruptions. Manufacturers able to embrace change and risk within their operating landscape can position for success in their sector.

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Marine

WTW is one of the oldest names in marine insurance having commenced as a marine broker in 1828. The Global Marine team continues to address the needs of the sector through innovative risk advice and global broking excellence. The marine industry requires uniquely specialised solutions for its management of risk and we work in partnership with clients. The Global Marine integrated approach is backed by decades of knowledge allowing us to offer global expertise through point of contact at a local level, subject to local licensing requirements.

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Natural Resources

Driven by the energy transition, natural resources companies are evolving at pace. Access data-driven insights and sector expertise to prepare for a changing tomorrow. The natural resources industries are at the forefront of the energy transition. In driving clean energy and electrification, companies across upstream, downstream, mining, power and renewables industries are focused on innovation and infrastructure investment.

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Private Equity

Private equity firms need advisors who can connect the dots across their deals and portfolio companies globally, building consistency, using best practices, and creating efficiencies. Private equity (PE) firms and their ongoing investment companies require advisors who understand the business and can respond quickly and consistently with integrated advice across the breadth of their operations.

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Professional Services Practice

Professional services firms continue to operate in a dynamic environment. Our dedicated experts can help address the unique people and risk management needs of law, management consulting, accounting and other professional services firms. Professional services firms face complex challenges and risks, including evolving client expectations, private equity firms investing in the sector, cyber security, safety of employees and the rapid adoption of new technologies. We help your professional services firm find opportunities to grow by improving risk management, cultivating talent and exploring new ways of working.

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Public Sector and Education

We provide comprehensive risk management and human capital solutions for public sector entities, including local and state governments, educational institutions and others. The public sector provides essential services and infrastructure but faces complex risks from economic shifts, regulatory changes and technological advancements. At WTW, we provide customized risk management and human capital solutions to help public entities protect assets, optimize workforces and enhance resilience.

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Real Estate

WTW helps real estate companies find the opportunity in an array of challenges with solutions that help increase employee performance, manage risks and optimize capital. Real estate companies must have extraordinary judgment and skills to optimize return on investment. Amid interest-rate uncertainty, regulatory, legislative and tax changes and more, real estate companies must have foresight and timing to create long-term value.

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Retail and Distribution

Adapt to industry changes with our retail and distribution expertise. Leverage our deep knowledge and analytics to find opportunities, mitigate risk and optimize your business. The retail and consumer products landscape has shifted since the pandemic. Organizations in the retail, wholesale and distribution industry are constantly evolving and innovating. Today, consumers are more comfortable shopping online than ever before. This has both opportunities and risks for companies, as they rely more on technology for online shopping and fulfillment.

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Sports and Entertainment

We provide innovative risk and insurance solutions to meet the unique needs of the sports & entertainment industry. The wide spectrum of events, participants and venues for sports and other live entertainment bring a diverse range of risks – and potential insurance needs – into play.

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Technology, Media and Telecommunications

We help technology, media and telecommunications (TMT) companies with a smarter way to risk through brokerage and risk management solutions that address uncertainties and achieve sustainable growth. Technology, media and telecommunications (TMT) organizations are at the forefront of innovation, driving change across all industry sectors with advancements in AI, new communication networks and climate change solutions. These advances bring unique risks and challenges.

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Transportation and Logistics

We provide risk management and human capital services to the transportation sector, helping you meet goals and seize new opportunities. We are a recognized market leader in risk and human capital services to the transportation sector. We develop risk management and HR programs for organizations that move people or goods and the infrastructure that supports their movement.

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Consulting Solutions By Capability

AI Workforce Transformation

Helps organizations integrate artificial intelligence into their workforce strategies, redesigning jobs and reskilling talent to harness AI effectively. This service addresses the strategic challenge of aligning human capital capabilities with emerging AI technologies, enabling organizations to maximize workforce productivity and adaptability in an AI-driven environment.

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Career Analysis and Design

Advises clients on career architecture, job grading and workforce structures to align people's roles with organizational goals. This capability helps organizations design clear career pathways and role hierarchies that support strategic workforce planning and organizational effectiveness.

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Climate Risk

Advises organizations on assessing, quantifying and managing physical and transition risks associated with climate change. This service helps organizations understand climate-related risks to their operations, supply chains and investments, and develop mitigation and adaptation strategies aligned with climate science and stakeholder expectations.

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Compensation Strategy and Design

Provides advisory services on total compensation philosophy, pay structures, incentive plan design and benchmarking to attract and retain talent. The service encompasses development of integrated compensation strategies that balance competitive positioning with organizational financial objectives and talent retention goals.

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Diversity, Equity and Inclusion

Supports clients in designing and implementing DEI strategies including pay equity analysis, inclusive workplace practices and diversity measurement. This service helps organizations build equitable talent systems and inclusive cultures while addressing systemic barriers and measuring progress against diversity objectives.

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Employee Experience

Helps organizations design, measure and improve the end-to-end employee experience to drive engagement and organizational performance. This offering encompasses the full spectrum of employee interactions and touchpoints, from onboarding through career development, with the goal of maximizing engagement, retention and productivity.

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Employee Wellbeing

Advises clients on building holistic employee wellbeing programs spanning physical, mental, financial and social health. This service supports organizations in developing comprehensive wellbeing strategies that address all dimensions of employee health and contribute to a supportive workplace culture and improved organizational outcomes.

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Executive Compensation and Board Advisory

Provides advisory services on executive pay strategy, incentive plan design, governance and board-level compensation matters. This specialized service addresses the unique compensation challenges and governance requirements of senior leadership and board compensation, including alignment with shareholder interests and regulatory requirements.

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Global Specialty

Provides specialist broking and advisory services across complex and specialty lines of insurance for large and complex risks. This service delivers expert placement and risk management for complex, non-standard risk exposures that require specialized expertise and market access.

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IFRS 17 Solutions

Provides consulting and actuarial services to help insurers implement and comply with the IFRS 17 insurance accounting standard. This service assists insurance companies in transitioning to the new accounting standard, developing compliant systems and processes, and ensuring accurate financial reporting.

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Insurance Consulting and Technology

Provides actuarial, risk and technology consulting to insurance companies to improve pricing, reserving, capital modeling and strategy. This service helps insurers optimize profitability and risk management through advanced actuarial analysis, reserving methodologies and technology enablement.

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Mergers and Acquisitions

Advises clients on people, risk and benefit-related matters across the full M&A lifecycle including due diligence, integration and transaction advisory. This integrated service addresses the people strategy, risk assessment and benefits continuity dimensions of acquisitions and mergers, supporting value creation and successful integration outcomes across the transaction lifecycle.

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Pay Equity and Pay Transparency

Helps organizations identify and address pay gaps, comply with pay transparency legislation and build equitable pay practices. This service supports organizations in conducting pay equity analyses, implementing remediation strategies and establishing transparent compensation frameworks that align with evolving regulatory requirements across jurisdictions.

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Retirement

Provides actuarial consulting, investment advisory and plan design services for defined benefit and defined contribution retirement programs. This comprehensive service leverages deep actuarial expertise to help multinational organizations design, fund and manage retirement programs that balance employee security with organizational financial sustainability.

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Sustainability

Helps organizations assess, manage and report on sustainability and ESG-related risks and opportunities across their people, risk and capital strategies. This integrated service supports organizations in developing comprehensive sustainability strategies that embed environmental, social and governance considerations across talent management, risk oversight and capital deployment.

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Talent Intelligence

Provides data-driven insights and analytics on talent markets, workforce trends and skills intelligence to inform strategic people decisions. This capability delivers actionable intelligence on talent availability, skill gaps and workforce trends to help organizations make informed strategic decisions about workforce planning and talent management.

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Total Rewards

Advises organizations on designing integrated total rewards frameworks that balance pay, benefits and career development to maximize employee motivation. This service creates aligned total rewards strategies that integrate compensation, benefits and career development to support talent attraction, retention and engagement objectives.

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Work Transformation

Supports organizations in redesigning work structures, operating models and the future of work strategies to improve performance and agility. This service addresses the strategic redesign of how work is organized and delivered, incorporating flexibility, technology and workforce capabilities to create more agile and performant organizations in response to evolving market dynamics.

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Global Benefits Management

WTW's Global Benefits Management solutions empower employers, employees and retirees to better navigate the changing world of benefits, combining benefit consulting expertise with outsourcing, co-sourcing and administration experience. Supported by a three-pillar technology platform (Benefits Access, Benefits Engine, Benefits Insights), it helps multinational companies overcome fragmented, decentralized global benefit plans with centralized cost transparency, governance, and real-time data across all locations.

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Health and Benefits

WTW partners with organizations to build effective employee benefits programs that sustain a healthy, high-performing workforce. The service addresses the full benefits lifecycle — strategy design, financial management, data analytics, technology enablement, and program measurement — helping employers balance cost, competitiveness, and employee experience through a structured "Strategy Navigator" framework.

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Investments

Provides investment strategy, asset-liability modeling and portfolio management advisory to institutional investors and pension funds, leveraging the firm's Thinking Ahead Institute research to deliver evidence-based investment advisory that optimizes asset allocation and portfolio performance for long-term institutional investors.

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Insurtech

WTW helps insurers and corporates harness the full potential of digital technologies — including AI, machine learning, blockchain, IoT, and cloud computing — to improve customer experiences, reduce costs, and unlock new growth opportunities. The practice combines advisory expertise with proprietary technology products (Radar, Neuron, Igloo, RiskAgility) spanning pricing, underwriting, claims, and capital modeling.

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Solutions for Life

Solutions for Life is a comprehensive, integrated portfolio of software tools and consulting services providing cutting-edge solutions across all areas of the actuarial risk reporting process, helping life insurers save time and money, comply with regulatory demands, and optimize legacy systems — designed to work together or individually within an insurer's existing technology ecosystem.

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Digital Solutions By Capability

Connected Risk Intelligence

Customized risk and insurance optimization analytics platform that provides exact next steps to cut premiums and retain risk more efficiently. The platform analyzes an organization's risk profile and insurance program to identify specific opportunities for cost reduction and risk retention optimization.

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Embark

Employee experience platform with AI-powered virtual assistant that delivers personalized, scalable solutions for benefits, wellbeing, and total rewards communication and administration. Embark uses artificial intelligence to provide employees with personalized guidance on benefits, wellbeing, and total rewards, improving engagement and reducing administrative burden.

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Expert

HR AI assistant that streamlines work for HR, compensation and benefits teams, delivering 40-60% time savings on repetitive tasks and named 2026 Lighthouse Tech Award Winner. Expert uses artificial intelligence to automate routine HR, compensation, and benefits tasks, enabling HR teams to focus on strategic initiatives.

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Global Peril Diagnostic

Predictive modeling and real-time alert system for managing risk to operations, assets and supply chains from wildfires, tropical storms, terror and other natural catastrophe and climate perils. The platform provides organizations with real-time visibility into emerging natural catastrophe and climate threats to enable proactive risk management.

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Igloo

Actuarial software offering P&C insurers analytic power and flexibility to harness the value of capital and broader risk models to better understand risks and capital needs. Igloo provides property and casualty insurers with advanced actuarial modeling capabilities to optimize capital allocation and risk management.

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LifeSight

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Neuron

Digital trading platform providing a simple solution to digitally connect any broker and underwriter at speed for insurance placement. Neuron streamlines the insurance placement process by enabling digital connectivity between brokers and underwriters, reducing friction and accelerating deal execution.

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Radar

Award-winning data analytics software that provides smarter insights to improve decision making and business outcomes across pricing, underwriting and claims for insurers. Radar enables insurance companies to leverage data analytics to optimize pricing, underwriting, and claims management decisions.

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ResQ

Award-winning reserving software that combines powerful modeling and advanced reserving methods with flexible data management to create a complete reserving solution. ResQ enables insurers to manage claims reserves more effectively through advanced modeling and data management capabilities.

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Risk IQ

Risk intelligence platform providing direct access to WTW analytics for faster, better risk and insurance decisions with data and modeling capabilities. Risk IQ enables organizations to access advanced risk analytics and modeling tools to support data-driven decision-making on risk and insurance matters.

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RiskAgility Financial Modeler

Fast, flexible actuarial software solution enabling life and health insurers and pension companies to run financial models that accurately reflect their products and business processes. RiskAgility provides life, health, and pension organizations with powerful actuarial modeling capabilities to support financial planning and decision-making.

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Via Benefits

Individual marketplace platform helping employers and plan sponsors provide retiree healthcare coverage while reducing costs, risks and administrative burden. Via Benefits enables employers to offer flexible, personalized retiree healthcare options that reduce costs and administrative complexity.

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Salary Surveys (Rewards Data Intelligence)

A global compensation data product covering 130+ countries, providing salary benchmarking, benefits data and market practice reports that organizations can license to inform pay decisions. Salary Surveys aggregates job-level compensation and benefits data from thousands of organizations across industries and geographies, enabling HR and compensation professionals to benchmark pay competitively and validate market alignment of compensation structures. Organizations license Salary Surveys to access standardized benchmarking reports, conduct peer analysis, and model the competitive positioning of their pay structures. The product is used by leading global organizations to ground compensation strategy in market data and ensure pay competitiveness across job levels and geographies.

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SkillsVue

A market insights product (available for UK, US and Europe) that leverages quality skills data to help organizations assess digital talent gaps and fortify their talent pool. SkillsVue provides intelligence on skills availability and labor market trends in the digital talent domain, enabling organizations to benchmark their internal talent capabilities against market supply and demand dynamics. The platform uses aggregated, quality-assured skills data to reveal talent gaps in digital capabilities, inform talent acquisition strategies and guide workforce development investments. Organizations use SkillsVue to identify where their workforce is underskilled relative to market competitors and plan targeted upskilling or hiring initiatives.

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